Do you need workers compensation for family business? Consultants

You need to check state law to be sure. Generally, any business with employees must have workers’ compensation insurance. It doesn’t matter whether they are family members. They still could be injured at work and still would therefore need workers’ compensation benefits to protect them.

Workers Compensation Consultants

You can suffer from substantial fines if your state requires you to have workers’ compensation insurance and you don’t have it, so it is important that you check with someone knowledgeable in your state. Understanding Monopolistic Workers' Compensation States and law: A Detail Guide

The easiest way to do this is to search on google for “state workers’ compensation law” and likely you will find a page detailing what is required. You want to make sure the information is coming from the government.